Simple · Crowdsourced · Free

How MDAccept works

Insurance directories are wrong ~50% of the time. MDAccept fixes that with real patient reports after every visit.

STEP 01

Choose your insurance plan

Select your plan from 16 major insurers including Aetna, Blue Cross Blue Shield, Cigna, UnitedHealth, Kaiser, and more. MDAccept filters every search result to show only what matters for your specific plan.

STEP 02

Search doctors near you

Search by specialty, doctor name, city, or zip. Filter by distance, accepting new patients, and sort by trust score or proximity. Use the map view to browse visually or draw a lasso to batch-select doctors for calling.

STEP 03

Read the trust score

Every doctor has a trust score from 0–100 based on real patient reports. Green (85+) means recently confirmed by multiple patients. Amber (65–84) means mostly accepted. Red (under 65) means reports are mixed, outdated, or contested.

STEP 04

Call or book with confidence

Use the Call List feature to batch-dial offices and log who accepts your plan in one session. Each card shows the doctor's number, average call wait time, and buttons to mark accepted or denied.

STEP 05

Verify after your visit

After your appointment, tap "Verify a Visit" and confirm whether your insurance was accepted. Takes 30 seconds. Your report is added anonymously to the doctor's trust score and helps thousands of other patients.

How trust scores are calculated

Every verification report from a real patient is weighted by recency. Older reports decay over time so scores reflect current reality, not a snapshot from years ago.

85–100

High Trust

Accepted by multiple patients recently. Very likely in-network.

65–84

Moderate

Mostly accepted but some mixed reports. Call to confirm.

0–64

Low Trust

Reports are mixed, outdated, or mostly denied. Verify before booking.

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